One Nation Under God - One Social Security Number per Citizen But Three Credit Scores !!!
One Nation Under God - One Social Security Number per Citizen But Three Credit Scores !!! based on one formula FICO
I think the three credit bureaus giving three different FICA scores for every american citizen is like telling each citizen has three different social security number and three different first names, last names and annual incomes. If we truly believe each citizen of the USA has only one annual income and one set of credit cards, then there can be only one credit score based on one FICA formula. This clearly proves either two of the three or may be all the three are telling lies. May be there is a fourth credit score that is truly calculated by FICA's secret formula. Every citizen of USA including the members of the congress, the Vice President and The President of USA is being fooled by these three credit bureaus. Why are we putting up with these idiots? Please get rid of these three credit bureaus. They got to come up with one single credit score and they have to clearly indicate for every citizen how they arrived at that mgic number - for example they can indicate the formula and plug in the induvidual's values and show the math. If there is any math error, the citizen should be able to correct that. Now, it is all secret and how do we know that my score is correct. How do we know that they did not enter my annual income instead of my mortgage balance? Then the credit bureaus cannot give the FICA score or any other information to the banks and lending institutions,; that is not part of the credit report that they are giving the citizens of the USA. They cannot give anything different to any one. They cannot give any information to even the Federal Govenrment. Everything must be first given to the citizens as part of the credit file. Right now, we know that they give the FICA score and we know that the FICA score is not part of the credit report that we get. My question is, what other information they are providing the banks that we citizens dont even know? Do you know?
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